OUTsurance Discounts, Specials and Vouchers

Established in 1998, OUTsurance has been providing short term insurance to South Africans for over a decade and has become one of the leaders in the short-term insurance market. OUTsurance is an approved financial services provider and is a member of the FirstRand Group. In 2003, OUTsurance launched their Business division to cater for the insurance needs of businesses in South Africa and in 2010, they joined the life insurance market offering comprehensive death, disability and critical illness cover. Their website is user friendly and easy to navigate and makes accessing and controlling your insurance cover far more simple and straightforward than traditional insurance companies. OUTsurance boast a comprehensive call centre for clients to deal directly with them without the need for an insurance broker, which has removed the broker fees and commissions from the equation. OUTsurance were the first insurance company in South Africa to reward their clients for a claim-free history, redesigning how insurance companies function in the country. OUTsurance premiums are calculated according to each client's unique risk profile and low-risk clients no longer subsidize high-risk clients. Their products are straightforward and clients pay a fixed excess amount, irrespective of the amount of their claim, and premiums are fixed for 12 months irrespective of whether the customer claims or not. OUTsurance has placed it’s focus on service and pride themselves on highly trained and professional staff. They have a strong community focus and support various projects throughout South Africa as well as encourage the Staff Helping SA OUT project where staff members dedicated themselves to making a difference in the lives of less fortunate South Africans. The OUTsurance website makes use of state of the art technology and encryption to prevent unauthorized access to their clients personal information and all transactions undertaken on their website are secured and protected. OUTsurance have taken the current economic status into consideration and boast an “essential” insurance product for their clients. The Essential OUTsurance package is designed to fit the tightest budget. The three Essential OUTsurance products include Essential Car Insurance, Essential Contents Cover and Essential Buildings insurance with extremely low premiums for the essential cover to provide peace of mind. These products are subject to terms and conditions, but provide access to insurance for those people previously unable to afford cover. As one of the premier insurance companies in South Africa, OUTsurance products are designed specifically with the unique needs of South Africans in mind.