Dial Direct Discounts, Vouchers, and Specials

Established in 2003, Dial Direct is one of South Africaís premier short term insurance providers. Their focus is on providing customers with control over their individual insurance needs and claims, and their online policy management system is one of the innovations they provide to their customers. Short-term insurance provides protection for vehicles, homes, and the valuable contents inside that home. The short-term insurance provider the risk on your behalf and charges you a monthly fee to bear that risk, known as a premium. Dial Direct have changed the South African insurance industry allowing customers to deal with them directly, as opposed to using an insurance broker or middle man, thereby cutting the cost of the insurance by the 12.5% to 20% that the broker would demand as commission. Dial Direct offers their clients a Bucks Back Bonus, which pays out the amount equivalent to the first year's premiums paid over four - consecutive claim free years. This is a means of rewarding clients for a claims-free history, and clients forfeit the Bucks Back Bonus should they make a claim, but automatically commence a new four-year cycle. Dependant on the type of insurance, and the valuables being insured, Dial Direct offer a flat excess, as opposed to an excess that is based on a percentage of your loss. They also provide the added benefit of trying to recover your excess from a guilty third party as an added service. Dial Direct, as with any short-term insurance provider are governed by the Short-term Insurance Ombudsman, should a client experience any disagreements with claims paid by Dial Direct. They are also obliged to comply with the Financial Services Board as an approved financial services provider in South Africa. Dial Directs cover on home contents provides cover for items stolen or damaged in your home in the case of fire, lightning, malicious damage, storms and floods and break-in and theft, among others. Vehicle insurance provided by Dial Direct can either cover the car for retail or market value of the vehicle. Retail value is the amount a dealer can sell your car for, Trade value is the amount a dealer would pay for your car, and the Market value is the average of these two. This allows customers to choose how they want to be covered to adjust the insurance to their needs. Dial Directs online policy management allow customers to access and control their short-term insurance without the traditional inconveniences experienced when dealing with an insurance provider, securing them their position as a premier short-term insurance provider in South Africa.